Well, as it not ethical to say so. But we must face the truth. Yes, such schemes cashing maternity capital, there are not very honest " enterprising " people are trying to cash in on the ignorance or greed of others.
What to do with the mother kapitalom- up to you personally. I know that they are cashing in 20-30 per cent of the nominal value. I know well.that can be purchased for maternity capital apartment in the new building, but again, not the entire cost of the apartment, but only half. To risk it is possible, but only with a " cool head ". . I have personally tried. .